Frequently asked questions
General
What services do Mobalyz offer?
Vehicle Insurance: Niche insurance solutions for individual consumers, SMEs in the taxi industry and large credit providers into the vehicle asset finance market.
Vehicle Financing: Facilitating financial support for vehicle acquisitions both for individual consumers and SMEs in the taxi industry.
Fleet Management: Overseeing and optimising fleet operations.
Debtor Management: Handling credit and collections processes.
Mobile Asset Protection: Ensuring the security and monitoring of mobile assets.
Optimisation of Asset Realisation on Default: Managing asset recovery in cases of default through a variety of mechanisms.
Is Mobalyz the new brand for SA Taxi?
Mobalyz is a company currently made up of three businesses, SA Taxi and two innovative businesses namely Gomo and Mobalyz-as-a-Service (MaaS). SA Taxi serves SMEs in the taxi industry, Gomo offers financing and insurance directly to consumers and MaaS provides a partnering solution for financial institutions.
What does Mobalyz-as-a-Service (MaaS) provide?
Mobalyz-as-a-Service (MaaS) is an integrated offering that combines mobility-focused services and solutions, into a customisable package, allowing businesses to select and tailor solutions that best solve their specific pain points.
How does Mobalyz assist businesses in the mobility sector?
Mobalyz empowers businesses in the vehicle mobility sector - and those with mobility needs beyond it - by managing the entire lifecycle of a vehicle, either as an agent or principal. This end-to-end approach helps clients navigate complex mobility markets, optimise operations, and achieve greater returns on their investments.
We support the growth of SMEs in the taxi sector through access to affordable assets, tailored credit solutions for the growth of these SMEs and asset protection and cover with our insurance pillar to protect both the funder and the operator.
MaaS allows for other asset financiers to better manage the asset lifecycle and recovery of their own books with specialist services tailored to meet their specific needs. This has come from over 30 years of experience in the asset finance sector.
We support the growth of SMEs in the taxi sector through access to affordable assets, tailored credit solutions for the growth of these SMEs and asset protection and cover with our insurance pillar to protect both the funder and the operator.
MaaS allows for other asset financiers to better manage the asset lifecycle and recovery of their own books with specialist services tailored to meet their specific needs. This has come from over 30 years of experience in the asset finance sector.
How does Mobalyz support vehicle asset finance (VAF) players?
Mobalyz provides tailored services that include vehicle financing, insurance, debtor management and asset realisation. By offering these integrated solutions, Mobalyz supports VAF entities in expanding their reach into new mobility markets and effectively managing their operations.
How has the market responded to the recent management and strategic changes?
The recent restructure positions Mobalyz as a private company and industry players, clients, staff and funders are relieved that the new direction will ensure future growth. The new trusted management team is highly experienced in the mobility sector and are committed to ensuring the growth of Mobalyz and the successful execution of the business plan.
We understand the impact our business has on the mobility sector in South Africa and the myriad of lives it touches, from enabling the critically important taxi industry to serving businesses across many verticals and allowing more people the dignity of financing older, more affordable vehicles.
We understand the impact our business has on the mobility sector in South Africa and the myriad of lives it touches, from enabling the critically important taxi industry to serving businesses across many verticals and allowing more people the dignity of financing older, more affordable vehicles.
What are the future plans for Mobalyz and SA Taxi?
Mobalyz has built strong partnerships across the financial, technology and mobility sectors that have been pivotal in enabling the business to maintain operations while pursuing new growth opportunities. SA Taxi is the foundation on which the business is built and provides core competencies which enables us to stabilise the business due to its strategic importance to the country’s public transport sector and economy.
Gomo is a growth vector with numerous opportunities which will reinvent how the market views vehicle asset finance, responding decisively to customer needs. MaaS provides another platform for growth through our established niche competencies that benefit major financial institutions.
Gomo is a growth vector with numerous opportunities which will reinvent how the market views vehicle asset finance, responding decisively to customer needs. MaaS provides another platform for growth through our established niche competencies that benefit major financial institutions.
How is technology/data driving innovation at Mobalyz?
Mobalyz has a very large, and mature, telematics dataset comprising a host of different capabilities that can help clients recover missing assets as well as to proactively help distressed customers, among many other applications including vehicle finance and insurance.